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Welcome to Royal Monarch's ₹ 100 Crore SIP Plan!

At Royal Monarch, we believe that achieving significant financial goals is not a myth. With the right strategy, smart investments, and consistent discipline, you can build a portfolio that grows into something extraordinary. Our 100 Crore SIP Plan is designed to show you how a small monthly investment, when combined with the power of compounding, can turn into a massive wealth-building tool.

Let us take you through the step-by-step process of how you can potentially build ₹100 Crores in 30 years with an initial investment and monthly SIP contributions.

How Does the ₹ 100 Crore SIP Plan Work?

To make this simple, let’s break down the process:

  1. Initial Lump-Sum Investment:  We start with an initial investment of ₹50,00,000 (₹50 Lakhs).
  2. Monthly SIP:  You start by investing ₹15,000 every month via SIP (Systematic Investment Plan).
  3. Annual SIP Increase:  Every year, we increase the SIP amount by 10%. So, after the first year of ₹15,000/month, your SIP for the second year will increase to ₹16,500/month, and so on.
  4. Annual Return:  Your investment grows at an annual compounded rate of 18% per year, which significantly boosts your total amount over time.

This strategy, when followed consistently, will help you accumulate close to ₹100 Crores over a 30-year period. Let’s dive deeper into how this works and why it is so powerful.

Here’s a Snapshot of How Your Investment Grows:

The following table shows the growth of your investment over the years:

Year Total Investment (₹) Investment Value (₹)
151,80,00060,80,000
253,78,00073,72,400
355,95,80089,17,232
458,35,3801,07,61,914
560,98,9181,29,62,596
663,88,8101,55,85,755
767,07,6911,87,10,072
870,58,4602,24,28,654
974,44,3062,68,51,658
1078,68,7363,21,09,387
1183,35,6103,83,55,951
1288,49,1714,57,73,583
1394,14,0885,45,77,745
141,00,35,4976,50,23,148
151,07,19,0477,74,10,864
161,14,70,9519,20,96,724
171,22,98,04710,95,01,229
181,32,07,85113,01,21,255
191,42,08,63615,45,43,866
201,53,09,50018,34,62,626
211,65,20,45021,76,96,849
221,78,52,49525,82,14,326
231,93,17,74430,61,58,155
242,09,29,51936,28,78,397
252,27,02,47142,99,69,460
262,46,52,71850,93,14,210
272,67,97,99060,31,36,040
282,91,57,78871,40,60,326
293,17,53,56784,51,86,963
303,46,08,9241,00,01,75,974

What This Table Shows:

  • Total SIP Invested: This column shows the total amount you have invested through your SIP contributions over time.
  • Investment Value at 18% Annual Growth: This is the magical power of compounding at 18% annually. Over time, the returns grow exponentially, leading to the accumulation of nearly ₹100 Crores by the end of 30 years.

Visualising the Growth with a Chart:


To make the growth of your investment even easier to understand, let’s look at how the investment grows over time. The graph below shows the amount you have invested and Investment Value on the Y-axis and the Years on the X-axis.

What This Chart Shows:

  • In the early years, the growth of the investment is slower because the SIP amount is smaller. However, as the SIP increases by 10% every year, your contributions grow along with the compound interest.
  • By Year 10, the growth becomes noticeably steeper.
  • After Year 20 and beyond, the investment value accelerates rapidly due to the high compounding rate (18% per year).

Why This Plan Works So Well:

  • Compounding at 18%: Compounding is often called the "8th wonder of the world." The longer your money stays invested, the more it grows exponentially. With an annual return of 18%, your investment multiplies significantly over the years.
  • SIP Increase Every Year: Increasing your SIP by 10% every year means that your contribution grows as your income or financial capacity improves. This ensures that you continue to increase your investment without feeling burdened.
  • Starting with a Lump Sum: Starting with ₹50 Lakh right away gives your investment an early boost, and it compounds from Day 1, giving you a head start.

How Can You Start?

  • Initial Investment: Start with ₹50 Lakh today.
  • Monthly SIP: Set up an SIP of ₹15,000 per month and let it grow.
  • Increase SIP by 10% Every Year: Every year, increase your SIP by 10% — simple and easy to do!
  • Sit Back and Watch: With 18% compounding annually, let your investments work for you over time!

Conclusion:

At Royal Monarch, we’ve designed the Crore SIP Plan to show you that building significant wealth is possible with the right strategy. It’s all about starting early, staying consistent, and taking advantage of compounding. Whether you're new to investing or already an experienced investor, this plan can help you achieve your financial dreams.
So, are you ready to take the first step toward making ₹100 Crores a reality? Get in touch with our experts today and start your investment journey!

So, are you ready to take the first step toward making ₹100 Crores a reality?

Note: This example assumes consistent returns and doesn’t account for taxes or market volatility. Past performance is not indicative of future results. Always consult with a financial advisor before making investment decisions.
Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing. Investment in Mutual Funds are subject to market risk, please read all Scheme related documents carefully before investing. The information is only for consumption by the client and such material should not be redistributed. We are a distributor of Mutual Funds, LAS, NCDs, Bonds, IPOs and Corporate FDs. Equity SIP is not an approved product of the Exchange and any dispute related to this will not be dealt at Exchange platform. All disputes with respect to the RA distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. ₹100 crores wealth creation program is only a concept and it varies for different individuals based on their income, savings, investments, investment goals, risk appetite, emotional stability.